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Labor Day is just about here. It’s an important day in our calendar as it signifies so many things. The kids are going back to school. This is the last long weekend of summer and it’s almost time to get back to our other endeavors. It’s a celebration of the end of a season, and [...]
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Deciding to practice self-discipline and be frugal in your spending is one thing. Actually doing so is often quite another. Our old habits are hard to break. However, if you apply strategies to your spending, you will find it easier to practice self-discipline and frugality. Here are some easy strategies to get you started.
Change your [...]
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One of the best things about heading back to school is the shopping spree a few weeks before. Unfortunately, with many families struggling to make ends meet, this may be a pleasure for more prosperous times. What can you do to make sure your child is well dressed while not busting your budget this fall? [...]
Whether you are planning on a cross-country road trip or just driving a few miles for groceries, the rising cost of gas, the dependency on foreign oil and the damage gas production and usage causes to our environment is something to think about. There is no way to completely reduce these problems, at least while [...]
You know when it happens. The day after you stock up on ice cream for your son’s July birthday party the freezer quits working. Or the morning before a dinner hoping to impress a new boss your oven suddenly won’t heat up. It’s enough to put you into a panic! And then the decisions begin [...]
It is always great to take advantage of a sale. Many items can be purchased at a steep discount which, in turn, will save you money. It is always best to shop a sale with a plan; a plan will help you to avoid needless spending. When preparing to shop a sale, take the following [...]
You know all that loose change sitting at the bottom of your purse or hanging about forgotten at the bottom of your coat pockets? By itself, it probably doesn’t seem like very much – just a few extra cents here and there. But if you were to collect it all and add it together, you [...]
Everyone loves to attend a good party. The costs, however, can be a deterrent to throwing one of your own. Throwing a good party does not have to cost an arm and a leg, however. There are several cost-effective ways to throw a cheap, but great, party. Utilize the following tips to keep your money [...]
If you have a family, then one of your biggest expenses is probably the weekly grocery bill. The healthy food we want to feed our families with doesn’t come cheap, and prices always seem to be on the rise. But, despite the continual increasing cost of food, and the ever-tightening of family budgets, you can [...]
Living on a budget is not always an easy thing to do, especially when expenses will arise when you least expect them. But, even though it may not seem possible there are many ways to make your salary stretch further. Avoiding needless spending, comparison shopping and utilizing budget billing are a few ways to achieve [...]