Easy Ways to Save Money on Back-to-School Clothes
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One of the best things about heading back to school is the shopping spree a few weeks before. Unfortunately, with many families struggling to make ends meet, this may be a pleasure for more prosperous times. What can you do to make sure your child is well dressed while not busting your budget this fall? [...]
Drive Smarter and Save Gas
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Whether you are planning on a cross-country road trip or just driving a few miles for groceries, the rising cost of gas, the dependency on foreign oil and the damage gas production and usage causes to our environment is something to think about. There is no way to completely reduce these problems, at least while [...]
Tax Benefits of a 401(k) Plan
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Planning for retirement is vitally important in a world where little if any Social Security will be available when today’s young people are ready to retire. There are many options available, such as IRAs, pensions and 401(k) retirement plans. The 401(k) is perhaps the most advantageous plan available when looking at tax benefits. The single [...]
Repairing versus Replacing Old Appliances
You know when it happens. The day after you stock up on ice cream for your son’s July birthday party the freezer quits working. Or the morning before a dinner hoping to impress a new boss your oven suddenly won’t heat up. It’s enough to put you into a panic! And then the decisions begin [...]
Top Tactics for “Sale” Shopping
It is always great to take advantage of a sale. Many items can be purchased at a steep discount which, in turn, will save you money. It is always best to shop a sale with a plan; a plan will help you to avoid needless spending. When preparing to shop a sale, take the following [...]
How to Decide When to Sell Your Stock
Riding the waves of the stock market can be both fun and terrifying, all wrapped up into one exciting bundle that many people adore. The ultimate reason for owning and selling stock is of course to make money. Deciding when to sell your stock can be nerve-racking due to the “what if” factor. Here are [...]
Save Your Loose Change
You know all that loose change sitting at the bottom of your purse or hanging about forgotten at the bottom of your coat pockets? By itself, it probably doesn’t seem like very much – just a few extra cents here and there. But if you were to collect it all and add it together, you [...]
Common Money Mistakes Most College Students Make
Ah—freedom! The long-awaited escape from childhood and into the world of being an adult. Saying goodbye to Mom and Dad and heading towards your first college dorm is a thrilling adventure. Unfortunately, being an adult brings not only freedom, but a huge amount of responsibility. Don’t screw up by making financial mistakes at the brink [...]
Cheap Party Ideas
Everyone loves to attend a good party. The costs, however, can be a deterrent to throwing one of your own. Throwing a good party does not have to cost an arm and a leg, however. There are several cost-effective ways to throw a cheap, but great, party. Utilize the following tips to keep your money [...]
Easy Menu Planning Tips for Frugal Families
If you have a family, then one of your biggest expenses is probably the weekly grocery bill. The healthy food we want to feed our families with doesn’t come cheap, and prices always seem to be on the rise. But, despite the continual increasing cost of food, and the ever-tightening of family budgets, you can [...]
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