Frugal Fourth of July Party Ideas
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Summer is a time for celebrating and the Fourth of July is the keystone summer holiday. Fourth of July celebrations can get quite expensive, especially if you throw a big party every year. There are ways to keep your costs down without sacrificing the quality of the party. Here are some ideas to help create [...]
The Benefits of Setting Up a Trust
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When planning how you will leave money to your children or other beneficiaries it’s important to think about trusts as an option. A trust defines a type of legal ownership whereby property is held by someone (the “trustee”) who has agreed to act for and on behalf of your interests for the benefit of your [...]
Downsizing Your Shopping Bill
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One of the best ways you can save money every month is on food. However, this is easier said than done. Here are six of the top strategies to get started: 1. Have a list Many people walk into the grocery store without any clear plan, and wind up spending money on all kinds of [...]
Remarriage and Finances – What to Consider
Unlike first marriages, when a person or a couple are remarrying there are many issues from previous marriages that can impact upon the financial status of one or both members of the newly remarried couple. First of all, when one person or both have already been part of a married couple they bring with them [...]
Why Credit Card Statement Checking Is a Must
The credit card statement may not be a welcome piece of mail in most homes, but if it is not checked correctly or thoroughly credit card holders could be incurring more costs than they realize. At first glance the credit card statement can be confusing, but once you know what to look for you can [...]
Retirement Savings for the Self-Employed
When you’re self-employed it is often easy to overlook steps you should be taking to put money aside for your retirement years. In addition, many people think they’ll be running their businesses right through what are considered the “retirement years.” The truth is, depending on your circumstances – that of your business and your health [...]
Ways for Teens to Earn Extra Money This Summer
Summer is a great time for teens to earn extra money. Depending on your state or jurisdiction there may be laws governing what age children/teens can be hired to work and how many hours a week. Even so there are many choices for teens to consider – from jobs that do in fact hire young [...]
Water Wells – Costs versus Savings
Water wells can be a very efficient way to save on water costs. Water wells can be very expensive to drill, but the costs will be made up within a few years. In addition to saving money, water wells also contain many more minerals than tap water, which is chemically processed. Water wells work by [...]
Getting Rid of the “Keeping Up” Mentality
One of the biggest downfalls of our consumerism-focused society is that it creates unnecessary competition between neighbors, friends, colleagues and even strangers. For example, people often purchase cars based on the status symbol level of that car. So even though budget-wise a small car might suit a particular family, depending on where they live and [...]
Steps to Take to Get and Keep a Healthy Credit Score
Having a healthy credit score is close to being a necessary consumer asset today. If you don’t have a healthy credit score that fact can affect your ability to get a mortgage, rent an apartment and even get a job. Lending institutions, employers and landlords are just some of the people and organizations that can [...]
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